How to do a Personal Credit Sweep

How to do a Full Credit Sweep Plus Build Personal Credit Fast

Credit Mastery for Personal Credit with DIY Full Credit Sweep! Build a 720+ FICO Score!

Finally…“Credit Sweep” Secrets Revealed by a Former Banker   With Complete Instructions … This is Book is Designed Specifically to Guide YOU on Your Own Personal Credit Sweep … Dont Spend $5,000- $10,000 on a credit sweep when you can do it Yourself for cost of the book and a few certified letters! It Works Like Magic! 

Just like YOU, many of our clients struggle with bad credit and really needed credit repair fast.  Most people don’t want to wait for 90 -180 days for conventional credit repair to work because they need money now! Everyone knows the sooner your credit files are swept, the sooner YOU could Qualify for things like:

  • Personal Loans & Business Opportunities
  • Personal Credit Cards
  • Store and Vendor Cards
  • Regular Financing at Fair Interest Rates and not Pay Day Loans Extortionary Rates!

And the List keeps growing and Growing and Growing!

Click Here for the Credit Mastery Table of Contents for the Personal Credit Repair and Building Section

You need credit for many things but more specifically to get approved for funding when you need it the most!

With Traditional Personal Credit Repair…..

You have to wait patiently!  You can count on 30, 60, 90-180 days if successful, but can you really wait that long?

YOU MISS OUT ON GREAT OFFERS on good deals/opportunities when you have to wait more than 30 days for a response allowed by the Fair Credit and Reporting Act (and sometimes longer.)  Many of the big firms advertising credit repair only send out generic contesting letters and not on their law firms letterhead!  Why, because they know you are going to be on their program for 3 to 9 months and You are going to be Paying them $99 per month or more without any guarantee of success!

One big problem with the traditional disputes is the fact that there’s a 50/50 chance that your items wont even fall off in 90 to 180 days.

Most people cannot afford to pay credit repair agencies to do a credit sweep- many charge $2,000, $5,000 to $10,000 for this secret we reveal in Credit Mastery Business Credit – Personal Credit!

 IF YOU TAKE ACTION TODAY … Learn how to do a personal credit sweep along with how to build personal credit fast will insure that you are included on all the great offers for people with clean credit.  Bad Credit Just Does Not Go Away On It’s Own – It Will Linger and Haunt You for Years to Come!

Look, You are Never Going to get a Home with Bad Credit … Because most likely you will not get a Mortgage Loan with a credit score under 700 today and if You do You’re Going To Pay Extortionary Interest Rates!

If you’re currently searching for fast credit repair options, you have other bigger and unseen issues to deal with ….. You have to trust someone with your personal information, trust that they will do what they say they’re going to do along with sorting through dozens of competitors to find out which one is not a scammer.

It can drive you crazy just thinking about it. You want the benefits of having great credit but you also want to avoid wasting time and money to repair your credit fast.

So what’s the Affordable Solution?     Let’s call it a 316 Page Book Called “Credit Mastery ” Updated in 2018!

You will learn How to do a Credit Sweep – Learn how to repair bad credit- Learn how to Build Personal Credit to over 720 FICO Scores

Here is what we have done and how it works for YOU: 

–      We gathered the information used to sweep hundreds of client files and broke everything down into simple steps.

 –     Created a 316 page softcover book that will deliver the same results as other agencies are claiming …  but super cheap without sacrificing quality!

–      Made instructions clear and easy to understand for cleaning credit using different strategies and how to build YOUR credit!

–      Get The Freedom of Choices Given To The Wealthy! Apply for any type of credit or loan you want and get instant approvals

–      No Job Turn Downs from Having Bad Credit – Don’t be Denied Having The Career You Need! 

–      Imagine Having  Your files deleted in as little as 10 days.

–      Make Major Purchases – Houses, Boats, RV’s, Vacation Condo …

–      Drive the car you’ve been wanting to get Cars, Trucks, SUV’s, Motorcycles

–      Start a New Business or Buy a Business with Good Credit Loans

 So here is how it works… First You Need To Get The Credit Mastery Book In Your Hands  … so click the BUY NOW Button!

Why not invest in your credit opposed to a night out on the town?

 Here is what  “Credit Mastery  Gives You…

  1. All of the forms and documents needed either in the books or the links on the internet
  2. Up to date information just re-published in Jan  2018
  3. Simple, easy to follow instructions
  4. Results as soon as 4-10 days once you have sent off your paperwork certified mail
  5. Proven method for all 3 Bureaus
  6. Exactly What We Teach in The Credit Mastery Seminar for Personal Credit
  7. Plus it contains the entire updated Advanced Business Credit 2014/2015 Business Credit Book to Build Business Credit to $250,000 Fast!
  8. Learn About CPN’s, SCN’s and All the Current Methods of Credit Fully Exposed for What They Are!
Next, we give you the actual sources for fast issue high credit line credit cards along with the exact method that gets credit line increases every month – many times without requesting a line increase. 

Credit Mastery includes Personal Credit Techniques such as Credit Sweeping, CPN’s, Proof of Funds, Verify on Demand POF, Certificate of Deposit Leasing, Authorized User and Primary User Tradelines and where to get them for very little!

Credit Mastery Table of Contents of the Personal Credit Section

Personal Section: Personal Credit Mastery    208

In building Personal Credit,  the first step is using a structured program to achieve a 720 or above credit score and maintaining it.
– Establishing Key Components: Primary and Authorized User Trade Lines. For some, correcting a credit report by various methods is required (see chapters on credit repair and full credit sweep).
– Validation Keys: Proper Address, Verifiable Employment, Bank Account ( see second chance bank accounts section if you have a negative ChexSystems report ).
– Three credit cards that report to the agencies.
– High dollar trade lines of credit that report to the agencies for pennies on the dollar.
– Your first bank loan that reports to the business credit agencies.
Then go in for the $50,000 Plus Business Lines of Credit and Hard Money Loans! …. buy the book and read more in the Personal Credit section

Fair Credit Reporting Act (FCRA)   210

A Summary of Your Rights Under the Fair Credit Reporting Act. The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA …. buy the book and read more in the Personal Credit Repair section

Disputes and Contesting Letters   213

Our 1st Choice is Clearing or Cleaning Your Existing Credit File using Credit Mastery Personal Credit Repair with Contesting Letters:
We have included our top 10 successful contesting letters that have yielded great results if you are not seeking to utilize an identity theft-related claim. Keep in mind that it is important to use one or the other as the credit reporting agencies track all information submitted to them and will most likely disregard your claim as being a real claim along with red flagging your file. …. buy the book and read more in the Personal Credit Repair section

The Credit Sweep    231

Learn How to do a Personal Credit Sweep!  You are guaranteed to have disputed accounts blocked or deleted from your credit report within 7 days. The credit bureaus are legally obligated to block the negative information.  No further verification with the creditors is required.  We also explore the pros and cons of using this method.  …. buy the book and read more in the Personal Credit section

The Reverse Collection Agency    235

The Reverse Collection Agency Strategy for Personal Credit Repair : This is a strategy used by high value clients who have suffered through a financial crisis and now need to redeem their old credit history. It is a strategy that has worked extremely well depending on the jurisdiction that is used.  This is a slightly higher cost strategy opposed to mailing contesting letters and takes a bit more time compared to the other methods, however if you have had a few really high trade-lines that you wish to retain this is a viable method to reverse these providing you have not filed bankruptcy.    …. buy the book and read more in the Personal Credit section

Primary Trade-Lines and Authorized Users    237

Primary Trade-lines and Authorized User Accounts To Build Credit : The difference of a Primary Trade-lines are accounts that have been open in your name for your benefit opposed to an Authorized User Trade-line whereas you are being attached to a credit line of someone else who has granted you permission to use the account.

Primary Trade-lines are the highest ranking basis for building your FICO Score® on a credit report, however Authorized User Accounts are faster to acquire and give scoring boost to almost any credit profile.  Many Primary Trade lines are credit cards, auto loans, personal loans and mortgages and any other vendor who is established with the credit reporting agencies that furnish information regarding their clients accounts.    …. buy the book and read more in the Personal Credit section

Using CPN’s aka Credit Privacy Numbers    238

CPN – The Credit Privacy Number: Read everything here carefully prior to using a CPN! A CPN is a nine-digit identification number that looks like a social security number (SSN) and may be used in place of a social security number (SSN) for the purpose of obtaining credit.   CPN’s are not issued by the Government! TIN’s, EIN’s, ITIN’s, PTIN’s are issued by the US Government!  Learn the dangers and the current problems with CPN’s …. buy the book and read more in the Personal Credit section

Using TIN’s, EIN’s, ITIN’s and More     245

Taxpayer Identification Numbers – A Preferred Method: A Taxpayer Identification Number (TIN) is an identification number used by the Internal Revenue Service (IRS) in the administration of tax laws. It is issued either by the Social Security Administration (SSA) or by the IRS. A Social Security number (SSN) is issued by the SSA whereas all other TINs are issued by the IRS.

These are used to open bank accounts and establish a business or trust identity with credit reporting agencies as they will request these numbers. An ITIN, or Individual Taxpayer Identification Number, is a tax processing number only available for certain nonresident and resident aliens, their spouses, and dependents who cannot get a Social Security Number (SSN). It is a 9-digit number, beginning with the number “9”, formatted like an SSN (NNN-NN-NNNN).   …. buy the book and read more in the Personal Credit section

Personal Credit Building System     246

The Personal Credit Building System requires:
1. A Current Address that will not associate your current personal credit profile when using the EIN/TIN/CPN method.
2. A Current Local Telephone Number – Skype is a Great Option!
3. A Current Employer – even if your hold shares in the company and declare yourself an employee!
4. A Stated Income That Allows You To Service Your Debts!   …. buy the book and read more in the Personal Credit section

Credit Scoring and Credit Trivia     251

Credit Scoring Trivia: Learn the facts of credit!
Did you know what 785 to 850 credit scorer holders have in common?
66% or more have less than $8,500 in debt balances poer account. ( Mortgages and Business debt are not included)
96% have no missed or late payments on their credit reports.
Only use an average of 7% of their available credit on credit cards.
These above factors contribute 65 percent of a credit score. If possible only use 20-25% of your total credit lines to keep a better debt to income ratio for faster approvals. …. buy the book and read more in the Personal Credit section

FICO vs FAKO Credit Scoring Systems 255

Learn the difference in the 19 different scoring models that creditors use and how to combat scores that are useless.

Credit Vendor List with Reporting Agency    258

Hundreds of CREDIT VENDORS AND LENDERS and Reporting Agencies They Use – Along with Which Credit Reporting Agency they pull reports from and what minimum FICO scores are accepted as of Jan 2016!
Retailers offer store cards to build brand loyalty. Retailers run complex businesses and many make a business decision to outsource issuing and maintaining their cards. Others choose to keep their store card operation in-house.
Private label retail cards describe when a retailer outsources their card operation. The retailer’s name is on the card, but another company is issuing the loans, and deciding which credit bureau to use. In the United States there are eight large private label card issuers: Alliance Data Systems, Synchrony Bank (old GE Capital Retail Bank), Citi Retail Services, Capital One, Comenity Bank – Comenity Capital Bank, TD Bank, Wells Fargo, and JP Morgan Chase.  …. buy the book and read more in the Personal Credit section

Online Credit Hack   282

Learn how to multiply your credit using online credit methods

Credit Union List    288

Credit Unions – Credit Unions give higher Credit Card limits and loans compared to most banks! Pages upon pages of our favorite Credit Unions and how to Join First with Checking Acct or through an association – Then Apply for Credit Cards (when not taking a secured card)  …. buy the book and read more in the Personal Credit section

Second Chance Bank Accounts    294

Second Chance Bank Accounts: For those of you with bad credit and on ChexSYSTEMS there is one answer that will give you a second chance personal checking account and a second chance business checking account. They require only $100 to open an account.   …. buy the book and read more in the Personal Credit section

You will receive this book/package for only $99.00 including Shipping!   (Buy Here and Save Compared to the Amazon Price of $126.00)

(US customers only! – Books are shipped normally within 2 days to the Paypal Address used for order via USPS Priority Mail with Delivery Signature Required)

Click here to Order Now !


That’s a great deal isn’t it. You bet it is. It is also a price that will not last forever. So go ahead and click the BUY NOW button to learn how to perform your own credit sweep.

 #Credit,  #CreditRepair, #CreditSweep,  #CreditCard

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Click Here to See the Table of Contents for the Business Credit Section of Credit Mastery


Guaranteed Personal Credit Repair Software (Not Created By ISG3, However a Great Product to Use in Concert with Credit Mastery)

The Best DIY Credit Repair Software – Click Here!

With the need for personal credit repair after the mortgage industry and the current political economic failures we know there is a need for many of our followers to repair their credit and we urge you to use the link provided for the best solution we have found for our clients in the past 5 years!

Click Here to Use Our Guaranteed Personal Credit Repair

The Five Ways To Fix Your Credit ISG3 Personal Credit Repair Update

There are only five ways to fix your credit. 

Each method is given below, followed by its ratings 

(1 is worst and 10 is best):

Follow instructions from the credit bureaus.

That’s like the wolf instructing the sheep. The credit bureaus are NOT your friends. Virtually free, but you get what you pay for.


Value:            4

Speed:           5

Do-it-yourself programs (typically an e-book, or an audio program).

Only about a quarter of these programs are current enough to be effective, but even the best of them require you to write your own letters and figure out for yourself how to best dispute negative items. These programs are usually just reprints of 30-year-old books, or carefully re-written versions of the same old tired process. Compare the appearance and professionalism of their websites to ours and you’ll get a good idea of the quality you can expect. Let the buyer beware!


Value:           5

Speed:          7

Credit Repair Services

It’s tempting to simply pay a company to do the work for you, but they have two dirty little secrets they don’t want you to know. First, because they charge monthly for their service, they make more money if they deliberately drag out the process–often over two or even three years. Second, because of all the forms you have to fill out (including Power of Attorney documents), and the necessity of having to forward all credit reports yourself, you actually wind up doing MORE work than if you did it yourself. Too little service for too much money.


Value:             2

Speed:            3

Waiting It Out

Whether you make the smart choice by going with our Credit Repair Software and System or even by choosing a less-effective method, there’s one thing for certain: it’s better than sitting on your hands and hoping things get better. Some negative items will come off automatically in 7 years, some in 10 years, some never. We hope you’ve got a better plan than that.

Effectiveness:  1

Value:              1

Speed:             1

Our Exclusive Credit Repair Software and System Vendor’s Program

Using a unique “self-directed” (NOT “do-it-yourself”) approach, Credit Repair Software and System that works like Magic has all the benefits of a professional service (no letters to write, automatic computerized follow-up, organized system), but achieves results in weeks, not months, and costs hundreds, or even thousands, of dollars less. You don’t have to read a book or even know the first thing about credit restoration.

Plus it is guaranteed to produce better results than any other program, system, or service, and in less time, or you will get 100% of your money back! 


Value:             10

Speed:             10  


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